The Workers’ Compensation Program provides coverage up to statutory limits per occurrence including volunteer operations. CIRA self-funds up to $500,000; losses in excess of this amount are covered by Gray Insurance and Safety National.
Program participants have an option of self-insured retention levels up to $350,000. CIRA provides proactive claim oversight by working closely with each Member and their claims administrator.
The program employs a dedicated claims unit and proactive claims resolution philosophy. This program is experience-rated, providing members with the ability to reduce their individual contributions through implementation of an effective risk control programs.
CIRA also provides cost-effective, qualified defense councel through the WC Defense Panel. This highly recognized Panel includes attorneys who have proven success in all areas of public entity defense including law enforcement, civil rights, land use, and dangerous conditions of public property.