CIRA’s philosophy is to promptly investigate and equitably conclude all claims involving members. It is also our practice to defend members vigorously against non-meritorious claims. To implement this philosophy, we cultivate a close working relationship with members, their third-party claims administrators, and retained defense counsel. Such a relationship requires coordination and communication between all parties.
Ongoing collaboration ensures the protection of individual and collective interests of the member and pool. Our involvement in all phases of handling, investigation, litigation and settlement of claims minimizes adverse financial impact. Timely reporting and early intervention maximizes successful resolution and minimizes costs and exposure.
Cases are assigned to law firms that are most qualified to handle the defense of public entity tort liability while producing the best outcomes and ensuring cost-efficient representation without compromising the quality of that representation. Firms were selected based on demonstrated success in their area(s) of specialty. The maximum rate for defense counsel is $225, unless a higher rate is pre-approved by CIRA. Members using a firm with a higher rate will be responsible for the additional cost which will not reduce the self-insured retention. Members are encouraged to select from among the Panel firms when coverage is in question because CIRA’s coverage position can change when a suit is amended.
When served with a lawsuit (summons and complaint) immediately forward a full copy to both the Claim Adjuster and CIRA. This ensures a timely response filed with the appropriate court. Prompt action is imperative. Failure to do so may result in a default judgment. We collaborate with the member to assign defense counsel. To ensure the best possible outcome, assignment is made to the most qualified firm based on the circumstances of each case.
Members with a self-insured retention of $250k or higher may select Panel counsel except for lawsuits related to police actions. Contracted city attorneys may not be used as defense counsel unless the member has a SIR of $350k or higher. PARSAC must be included on all correspondence.
THERE IS NO COVERAGE FOR ANY CASE THAT IS DEFENDED BY A FIRM THAT IS NOT PRE-APPROVED OR ASSIGNED BY PARSAC.
We developed basic Litigation Guidelines to ensure members consistently receive cost efficient, quality representation for the best outcome possible.
CIRA’s claims are handled by our Third-Party Administrator, George Hills Company. For questions regarding a claim, or to report a new claim or lawsuit, contact:
CIRA/George Hills Company
3043 Gold Canal Drive, Suite 200
Rancho Cordova, CA 95670
Liability Claim Manual : This manual was prepared for CIRA members as a guide for handling claims and lawsuits presented to your entity. It sets forth in general terms: the requirements imposed on claimants; how claims should be processed; requirements of legal complaints; and glossary of common terms.
Claims Administrator Guidelines – The requirements for underlying Third Party Claims Administrators ensure consistent handling, reflect current practices, comply with excess requirements, and include industry best practices.