PRISM Property Program

The PRISM Property Program is a group purchased commercial insurance policy specifically designed for public entities. Members are afforded all-risk, replacement cost coverage with limits up to $1 billion including automatic coverage for new acquisitions, auto physical damage, boiler and machinery, and course of construction. Optional DIC/Earthquake coverage is available upon request. 

In the event of a property loss:

All property losses must be reported as soon as practicable once it is known that a loss has occurred. Be prepared to give basic information about the location and nature of the incident, as well as steps taken in response to the incident.  

When reporting any claim, be sure to copy CIRA staff so we may provide assistance throughout the claim process.