PRISM Property Program

The PRISM Property Program is a group purchased commercial insurance policy specifically designed for public entities. Members are afforded all-risk, replacement cost coverage with limits up to $1 billion including automatic coverage for new acquisitions, auto physical damage, boiler and machinery, and course of construction. Optional DIC/Earthquake coverage is available upon request. 

In the event of a property loss:

All property losses must be reported as soon as practicable once it is known that a loss has occurred. Be prepared to give basic information about the location and nature of the incident, as well as steps taken in response to the incident.  

• Property Loss Claim Reporting Procedures and Form

When reporting any claim, be sure to copy CIRA staff so we may provide assistance throughout the claim process.