CIRA is a statewide, risk sharing Joint Powers Authority (JPA) providing comprehensive coverage to cities, towns and non-municipal public agencies throughout California. CIRA management and staff are solely focused on our members and their needs.

We provide a self-funded liability program for general liability, public officials’ errors and omissions, auto liability and employment practices liability coverage. We have a variety of additional coverage programs including self-funded workers’ compensation, group purchase property, special events, fidelity bonds, cyber liability and ancillary benefits

We focus on managing and maintaining a financially stable risk sharing pool for members. Our board of directors remains committed to a conservative funding and investment philosophy. 

Our Mission is under construction at this time.

CIRA is a joint powers authority formed under California government code and governed by a Board of Directors representing every member. The Board meets twice per year to determine program budget and funding, consider new programs and services, and guide the direction of the organization. An Executive Committee, elected from the Board, meets quarterly to develop strategic goals and recommendations for the Board’s consideration. Subcommittees comprised of member subject matter experts support the Executive Committee.

Our current membership consists of cities and towns and one fire district located throughout California, including small and large, rural and urban, contract and full-service communities. All members participate in proactive safety and loss control programs with the common goals of reducing risk, minimizing losses and controlling costs.

CIRA maintains a financially stable risk sharing pool applying a conservative funding and investment philosophy to limit potential for pool-wide assessments. A conservative funding philosophy not only ensures sufficient assets are available to pay expected losses but also builds program surplus in the event of adverse loss development.

As a public agency, we are not driven by profit; surplus is returned to members as dividends.  Staff works with the Finance and Executive Committees to develop an annual budget. We maintain accountability and transparency through quarterly financial reporting.